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Your money is protected. So are you.

Regulated infrastructure for your funds, with optional full service: technology backed by real payments professionals.

Safeguarding

How your funds are protected.

Safeguarded, segregated, reconciled.

Client funds are held by an FCA-licensed Electronic Money Institution and kept completely separate from business operations.

Ring-fenced fundsKept apart from company money.
Tier 1 banksSegregated accounts with major banks.
Reconciled fastWithin one business day of arriving.
Daily safeguarding checksUnder the Electronic Money Regulations.
How a new payee is checked: details received, verified by phone or multi-factor authentication, then the payment is released
The personal touch
A real person checks new payment instructions.

Email fraud is one of the most common ways businesses lose money on international payments. When you email us new payment details, we confirm them with you by phone before we enter them. Add a payee yourself on the online platform and it's protected by multi-factor authentication. That check has helped our clients avoid hundreds of thousands of dollars in fraud.

New payees checked before money moves.

Our commitment to you

As an FCA-licensed Electronic Money Institution, our payments partner is legally required to safeguard your funds. Your balances are ring-fenced from its own business operations, so your money stays protected and reachable, even in the unlikely event it stops trading. That's all part of giving you total peace of mind.

Email fraud

How we stop payment fraud before it starts.

Fraudsters impersonate suppliers and send "updated" bank details by email. Our answer is simple: a person checks.

We call to confirmWhen you email us new or changed payment details, we confirm them with you by phone before any money moves. Payees you add yourself on the platform are protected by multi-factor authentication.
Email alone is never enoughA change of bank details that arrives only by email is treated as a warning sign, not an instruction.
Dealers who know your patternBecause we know your business, an unusual payment stands out, and we ask.
Hundreds of thousands protectedThis classic personal touch has helped our clients avoid hundreds of thousands of dollars in fraud.
Questions

Straight answers.

Anything else? Book a call and ask us directly.

Is my money safe?

Client funds are held by an FCA-licensed Electronic Money Institution in segregated accounts with Tier 1 banks, separate from business operations, and new payment details are confirmed by phone or multi-factor authentication.

Who is SimpleFX for?

Businesses that pay or get paid in other currencies on a regular basis, and individuals buying or selling property abroad. We handle transaction sizes from $10K to $10M+. A quick call will tell you if we're a fit.

What's a forward contract, in plain English?

An agreement to exchange money at a set rate on a future date. If you know you'll pay a supplier in 90 days, you can lock the rate now so a market move doesn't change your cost.

How do I open an account?

Book a call first so we understand what you need. Then you apply through our online onboarding, which takes about 10 minutes.

Which currencies and countries do you cover?

More than 140 currencies and almost every country in the world, with named business accounts available in 30 currencies. We specialize in exotic currencies that most Canadian banks don't offer, so ask us about any specific currency.

Can I do it all online?

Yes. Use our easy online platform yourself, or let your dealer handle it by phone or email. The choice is yours.

Book a call

Find out what you could save on your next payment.

15 minutes with a dedicated FX dealer. No obligation, no pressure, just a clear answer.

Choose a time
Discovery call with an FX dealer15 min · Phone or video
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10:15 AM2:30 PM