FX Business foreign exchange with dealers who know you

Simple savings.Simple payments.Simple solutions.

Pay suppliers and collect from customers in 30+ currencies at competitive exchange rates, and plan ahead for currency moves. No call centre, no guesswork, just dealers who answer the phone, and an easy online platform when you'd rather do it yourself.

Safeguarded client funds New payees verified by phone or MFA

New payment to Shenzhen

You send250,000.00
CACAD
Supplier receivesQuoted by your dealer
USUSD
Dealer onlineRate confirmed before you book
Payment details verified by phone
Rate booked
Funds on the way to supplier
Instruction verifiedCalled and confirmed
140+ currenciesAlmost every country
140+currencies you can pay and receive
30currencies for named business accounts
Globalreach to almost every country
1dedicated account dealer who knows your business
Your currency risk

What could a currency swing cost you this year?

Move the sliders. If you buy or sell in another currency, this is the money that's riding on the exchange rate right now.

CA$1,000,000
From CA$100,000 to CA$20 million a year.
5%
Pick any move from 0.5% to 15%.
Unprotected, your cost could swing by
CA$50,000
That's about CA$4,167 a month in US dollars, up or down, decided by the market instead of by you.
Where your cost could land, unprotectedYour cost with a forward contract

With a forward contract, that line goes flat. You know your cost today and price with confidence.

Walk through my numbers

A simple illustration: yearly amount multiplied by the rate move. It isn't a quote, a forecast or financial advice. Your dealer will walk you through real options for your business.

Why SimpleFX

Not a bank. Not an app. A dedicated dealer who knows you.

Banks are slow and far away. Apps are fast but faceless. SimpleFX gives you the tools of a big FX provider with real people behind every trade, and an easy online platform when you want to do it yourself.

What you get
Big banks
FX apps
SimpleFX
A dedicated dealer you can call by nameSomeone who knows your business
New payees confirmed by phone or MFAStops email fraud before money moves
Forwards, options and limit ordersTools to protect your margin
Advice in plain EnglishClear options before you book
140+ currencies, almost every countryPay and get paid almost anywhere
Named business accounts in 30 currenciesGet paid like a local
Yes Sometimes Usually notGeneral comparison. Individual banks and apps vary.
What we do

Foreign exchange without the noise.

Three services, from spot exchange to hedging, explained in plain words. We handle the complexity so you can make a clear decision.

Spot exchange & payments

Pay trusted recipients, almost anywhere.

Exchange at today's rate with settlement in major currencies within 24 hours, and same day on certain currency pairs. Pay suppliers, contractors and staff abroad, one-off or on a schedule.

FromCAD account
ToSupplier, Shenzhen
FX risk management

Protect your margin.

Lock in a rate for a future payment so a market move doesn't eat your profit. See how it works →

Market movesYour locked rate
Multi-currency collections

Get paid like a local.

Named business accounts in 30 currencies. Customers pay you in their currency, and you hold, pay out or convert when it suits you.

USUSD account
Account nameYour Company Inc.
EUEUR account
IBAN•••• •••• 4821
GBGBP account
Sort code••-••-73
The difference

Real dealers, not a chatbot.

A dedicated dealer who knows your business, books your trades and picks up the phone. Prefer to do it yourself? The online platform is there whenever you want it.

Your dedicated FX dealerA direct line, never a call centre
Explore our services
How it works

Three simple steps.

We start with a conversation, not a form, so we understand your business before anything moves.

1

Book a call

A short chat about what you pay, where and how often. We'll show you where you can save.

10 to 15 minutes
2

Apply for your account

Complete the online onboarding. We're on hand if you get stuck.

About 10 minutes Open an account →
3

Book your first transaction

Your dealer confirms the rate with you. New payment details are confirmed by phone, or by multi-factor authentication on the platform, before anything moves.

Phone or MFA confirmed
Global reach

Your supplier is overseas. Your customer is across the border. Your dealer is one call away.

140+ currencies, almost every country, and dealers who know your business on the other end of the line.

CAD to USD Los AngelesCAD to EUR FrankfurtCAD to CNY ShenzhenUSD to EUR MilanCAD to GBP LondonCAD to MXN Monterrey
Who we help

Built for businesses that move money across borders, every month.

If you sell in US dollars, buy from overseas suppliers or pay people abroad, currency is a cost you can control. We work with the people who manage it.

CFOsControllersAccounts payableAccounts receivableBookkeepersFractional CFOsEntrepreneursBusiness owners
A month of international payments across four currencies
Made for finance teamsClear options, plain answers, no jargon.
A verified supplier invoice paid to Shenzhen

Importers

Paying suppliers in the US, Europe, China and almost every other country.

Exporters

Converting US dollar, euro, pound and other foreign sales back to Canadian dollars, with multi-currency accounts to hold them.

Growing teams

Regular payments to contractors, staff and vendors abroad.

Property buyers and sellers

Individuals buying or selling property in the US and across borders.

Security

Your money is protected. So are you.

Regulated infrastructure for your funds, with optional full service: technology backed by real payments professionals.

Safeguarded, segregated, reconciled.

Client funds are held by an FCA-licensed Electronic Money Institution and kept completely separate from business operations.

Ring-fenced fundsKept apart from company money.
Tier 1 banksSegregated accounts with major banks.
Reconciled fastWithin one business day of arriving.
Daily safeguarding checksUnder the Electronic Money Regulations.
How a new payee is checked: details received, verified by phone or multi-factor authentication, then the payment is released
The personal touch
A real person checks new payment instructions.

Email fraud is one of the most common ways businesses lose money on international payments. When you email us new payment details, we confirm them with you by phone before we enter them. Add a payee yourself on the online platform and it's protected by multi-factor authentication. That check has helped our clients avoid hundreds of thousands of dollars in fraud.

New payees checked before money moves.

Our commitment to you

As an FCA-licensed Electronic Money Institution, our payments partner is legally required to safeguard your funds. Your balances are ring-fenced from its own business operations, so your money stays protected and reachable, even in the unlikely event it stops trading. That's all part of giving you total peace of mind.

Questions

Straight answers.

Anything else? Book a call and ask us directly.

Is my money safe?

Client funds are held by an FCA-licensed Electronic Money Institution in segregated accounts with Tier 1 banks, separate from business operations, and new payment details are confirmed by phone or multi-factor authentication.

Who is SimpleFX for?

Businesses that pay or get paid in other currencies on a regular basis, and individuals buying or selling property abroad. We handle transaction sizes from $10K to $10M+. A quick call will tell you if we're a fit.

What's a forward contract, in plain English?

An agreement to exchange money at a set rate on a future date. If you know you'll pay a supplier in 90 days, you can lock the rate now so a market move doesn't change your cost.

How do I open an account?

Book a call first so we understand what you need. Then you apply through our online onboarding, which takes about 10 minutes.

Which currencies and countries do you cover?

More than 140 currencies and almost every country in the world, with named business accounts available in 30 currencies. We specialize in exotic currencies that most Canadian banks don't offer, so ask us about any specific currency.

Can I do it all online?

Yes. Use our easy online platform yourself, or let your dealer handle it by phone or email. The choice is yours.

Book a call

Find out what you could save on your next payment.

15 minutes with a dedicated FX dealer. No obligation, no pressure, just a clear answer.

Choose a time
Discovery call with an FX dealer15 min · Phone or video
Mon19
Tue20
Wed21
Thu22
Fri23
10:15 AM2:30 PM